Ulster Bank offers new and existing customers a range of options to discuss changes to their mortgage. Meet a consultant face-to-face in our local offices, contact our Mobile Manager team who will meet with you at a time and place that suits you, and they can even discuss your options via video chat. Or call our direct mortgage team who can help you over the phone. Whatever your lifestyle, choose the method that works for you. We do our best to ensure that the mortgage process is as streamlined as possible. All banks require readily accessible documents to support a mortgage application, such as payslips and bank statements. At the beginning of the client`s mortgage journey, we list these documents and discuss why they are necessary. This saves customers valuable time in the long run. Permanent TSB launched a similar offer in January when it provided $1,000 to new mortgage clients to offset the legal fees associated with buying a new home. In a press release issued today, Ulster Bank announced today that it will pay a contribution of €1,500 towards the legal costs of new mortgage clients. The payment, which is made after the mortgage draw, is available to customers who received a mortgage offer between March 13 and June 13, 2015. You can always check your current payment and monthly repayment by logging in to Manage My Mortgage under www.ulsterbank.ie/mortgages/manage-your-ulster-bank-mortgage.html Successful applicants will receive a payment of €1,500 into their checking account after taking out the mortgage.
The offer of 1,500 lawyers` fees is available across Ulster Bank`s residential mortgage product range. Legal Fee Offer – includes Buy to Rent. Minimum mortgage amount € 40,000. Apply before June 30, 2018.After removing the mortgage, € 1,500 will be transferred to the customer`s current account, from which the mortgage payment will be made within two months. Payment will not be made if the mortgage is not used. Offer runs from 13 March 2015 to 30 June 2018 and may be withdrawn or extended at any time at Ulster Bank`s sole discretion. The mortgage application must be submitted within this period to be eligible. The payment of €1,500 is a contribution to the client`s legal costs. If the client has already paid the legal costs, the €1,500 is a reimbursement of the costs incurred. Ulster Bank Ireland DAC is regulated by the Central Bank of Ireland. Jim Ryan, Head of Bank Branches at Ulster Bank, said: „I am delighted to announce this exceptional new mortgage offer. We are constantly trying to help our clients achieve their ambition to own a home, and this new initiative is part of our expanded interest and mortgage services offering, which includes some of the best mortgage rates in the market in our fixed and variable range.
The minimum mortgage amount for the fee contribution offer is 40,000 euros with a maximum mortgage value (LTV) of 90%. In order to take advantage of the offer of 1,500 legal fees, mortgages must be issued within three months between March 13 and June 13. The bank, which recently announced its biggest reduction in mortgage rates for fixed and variable zones available to new and existing customers, is targeting the mortgage market as a key growth channel as it challenges the two national pillar banks. The team of new „mobile mortgage managers” is able to visit clients outside the branch network and inform them about the mortgage options available to them. The new team will complement the bank`s branch network, online and telephone channels, giving customers more choice when discussing their mortgage options with Ulster Bank. Home > Financial > Ulster Bank offers more for mortgage legal fees Once you have successfully completed the relevant assessment and credit checks, you will receive a formal written offer. You can then arrange a meeting with your lawyer. Ulster Bank contributes €1,500 towards the cost of your legal fees.
Two weeks ago, Ulster Bank reported its first profit since 2008. The bank also said mortgage loans for 2013 increased by more than 40 percent. Ulster Bank tries every day to understand and help with what is important to its customers. Helping them have a positive and encouraging experience is the foundation of the bank`s ambition to be the best it can be for all its customers and the communities in which it operates. If you feel you`re having trouble paying off your mortgage, we`re here to help. You can call our Arrears Support Unit at 1800-435-763 or log in to www.ulsterbank.ie/managingdebt where you can leave us your contact information and we will call you back at a time convenient for you. We understand that your situation may have changed and you want to change ownership of your mortgaged property. We check your application according to our credit criteria and carry out the corresponding credit checks.
Once this is complete, we will arrange the appraisal of your property and Ulster Bank will cover the appraisal fee. If you currently have a variable rate or our standard variable rate (SVR) and would like to change your mortgage to another offer or simply take a look at our offer, you can contact your local office or contact us and we will provide you with a list of the options available to you and the estimated monthly payment for each. If you would like to see the total interest you would pay for each option, we can provide it upon request. Opening hours: Mon-Fri 9am-5pm Excluding public holidays Calls can be recorded VARIABLE RATE LOANS: THE PAYMENT RATES OF THIS HOME LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME Ulster Bank showed today that it is firmly back in the mortgage sector with a substantial new mortgage offering.